Terms of Service
Last updated: October 18, 2025
Agreement to Terms
Welcome to InvestSentry! These Terms of Service ("Terms", "Terms of Service") govern your use of our web application located at InvestSentry.com (together or individually "Service") operated by InvestSentry.
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
User Accounts
Account Creation
When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.
Account Security
You are responsible for:
- Safeguarding the password you use to access the Service
- Any activities or actions under your password
- Notifying us immediately upon becoming aware of any breach of security
Age Requirement
You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you are of legal age to form a binding contract.
Subscriptions and Payments
Subscription Plans
InvestSentry offers both free and paid subscription plans. Details of each plan, including features and pricing, are available on our Pricing page.
Billing
- Paid subscriptions are billed monthly or annually based on your selected plan
- Billing occurs on the same day of the month as your subscription start date
- All fees are in USD and are non-refundable unless required by law
- Payment processing is handled securely through Stripe
Automatic Renewal
Your subscription will automatically renew at the end of each billing period unless you cancel it before the renewal date. You can cancel your subscription at any time from your account settings.
Refund Policy
We offer a 14-day money-back guarantee for new paid subscriptions. If you're not satisfied with our Service within the first 14 days of your initial purchase, contact us for a full refund.
Price Changes
We reserve the right to modify our subscription fees. Any price changes will be communicated to you at least 30 days in advance and will take effect at your next billing cycle.
Acceptable Use Policy
You agree not to use the Service to:
- Violate any laws, regulations, or third-party rights
- Transmit any harmful, threatening, or offensive content
- Impersonate any person or entity
- Interfere with or disrupt the Service or servers
- Attempt to gain unauthorized access to any part of the Service
- Use automated systems (bots, scrapers) without our permission
- Transmit viruses, malware, or other malicious code
- Collect or harvest personal information from other users
- Use the Service for any commercial purpose without our consent
Investment Disclaimer
Important Notice:
- Not Financial Advice: InvestSentry provides information and tools for educational purposes only. Nothing on this platform should be construed as financial, investment, or professional advice.
- Investment Risk: All investments involve risk. Past performance does not guarantee future results. You may lose some or all of your invested capital.
- Do Your Own Research: Always conduct your own research and consult with qualified financial advisors before making investment decisions.
- No Guarantees: We make no guarantees about the accuracy, completeness, or timeliness of the information provided on our platform.
- Third-Party Data: Stock market data is provided by third-party services and may be delayed or contain errors.
By using InvestSentry, you acknowledge that you understand these risks and agree that we are not responsible for any financial losses you may incur.
Intellectual Property
The Service and its original content (excluding user-generated content and third-party data), features, and functionality are and will remain the exclusive property of InvestSentry and its licensors.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of InvestSentry.
User Content
You retain ownership of any content you submit to the Service (such as portfolio data and watchlists). However, by submitting content, you grant us a license to use, modify, and display that content solely for the purpose of providing the Service to you.
Data and Privacy
Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information.
By using the Service, you consent to the collection and use of information as described in our Privacy Policy.
Termination
By You
You may terminate your account at any time by contacting us or using the account deletion feature in your settings. Upon termination, your right to use the Service will immediately cease.
By Us
We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.
Effect of Termination
Upon termination, your data will be deleted in accordance with our Privacy Policy. However, certain provisions of these Terms will survive termination, including intellectual property rights, warranty disclaimers, and limitations of liability.
Limitation of Liability
To the maximum extent permitted by applicable law, InvestSentry and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:
- Loss of profits, revenue, or data
- Loss of use or goodwill
- Business interruption
- Investment losses or financial damages
- Any other intangible losses
Our total liability shall not exceed the amount you paid us in the 12 months prior to the event giving rise to the liability.
Warranty Disclaimer
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy, reliability, or availability of the Service
- That the Service will be uninterrupted or error-free
Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Governing Law
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect.
Contact Us
If you have any questions about these Terms of Service, please contact us:
Email: legal@InvestSentry.com
Website: www.InvestSentry.com